The tax on a Texas listing is usually the seller's bill, built on exemptions and caps that don't transfer to you. Here's why it changes when you buy a rental, how to figure your own number from the appraisal district's website, and why year two is the one to plan for.
If you're married in Texas, a deal one of you found is usually a decision for two. Here's what community property means for the money, the signature and the risk, plus five things to settle at your own kitchen table before anybody signs.
That PDF from the title company shows, before you close, the exceptions headed for your policy and what still has to be fixed. Here's how to read a Texas title commitment in plain English, what to ask about each schedule, and the objection deadline a lot of buyers don't know is running.
Most deals that land on your phone are a no. How you say it decides whether that person ever sends you another one. Here's a four-part pass that keeps the door open, and what the option period on the standard Texas resale contract means if you're already under contract.
In Texas a partnership can form on a handshake, with no filing and no signature — and it comes with default terms nobody picked. Here's what the state decides for you, and the five things to settle before any money moves.
Every instinct says wait a week and call once you have a fix. That week is what costs you the relationship. Here is what to say to the person whose money is in your project, and when to say it.
Every bit of leverage you have sits on the near side of that first payment. Here is what to check while you still hold it, and what Texas does and doesn't let you look up.
A room full of the right people is worth very little if you work it the wrong way. Here is how to leave with something real.
Day one in a new market you have money, skill, and nobody to call. Here is how we would spend the first ninety days, and why buying in month one is the expensive mistake.
A good return on a bad deal is still a bad deal. Here is the order we would look at things in, and the answers that would stop us.
Most borrowers ask about the rate and stop there. These are the questions that decide whether a loan helps you or hurts you.